December 2, 2011
Due to fraudulent activity the following restrictions are in place on Credit and Debit Cards:
Credit Cards cannot be used in Canada
Debit Cards: Due to fraud all Debit Card transactions originating outside the United States will be denied.
Due to fraud Debit Card transactions require a PIN.
Please remember that we have a card service program that may attempt to call you to verify transactions. They may leave a voice message. You will be asked to call 800-890-5097 or 800-437-9392. You will be asked for your phone number and last 4 digits of your Social Security Number.
If you have any questions or are unsure of any calls purporting to be from the Credit Union, please do not hesitate to call us.
One of the most recognized symbols in the world is the VISA logo. When you carry a VISA Credit Card you can rely on worldwide acceptance for purchases or ATM transactions. Our Visa Credit Card has a competitive fixed rate that applies to both purchases and cash advances, and we donít charge a cash advance fee. Our preferred card is complemented with Travel Accident and Rental Car Insurance at no additional cost. Cards are accepted where the Visa Credit Logo is displayed.
|Annual Percentage Rate for Purchases:||12.9%|
|Annual Percentage Rate for Cash Advances:||12.9%|
|Cash Advance Fee:||None|
|Grace Period for Purchases:||25 Days|
|Method Computing the Balance:||Average Daily Balance|
|Minimum Finance Charge:||$.50|
|Over the Credit Limit Fee:||None|
|Late Payment Fee:||$20.00|
|Returned Check Fee:||$15.00|
Simplify your life with a Credit Union Visa Check Card! This no fee convenience gives you purchasing power at VISA merchants and access to your account at ATMs around the world without ever having to write a check.
Unlike a credit card, funds are automatically deducted from your checking account when you complete a transaction.
Using your Visa Check/Debit Card is as easy as 1 -2 - 3
Save on surcharges and trips to the ATM by getting cash back when making a Debit purchase at many grocery stores and merchants like Wal-Mart and Target.
Cards are accepted where the Visa Check/Debit, Cirrus, Accel, The Exchange, and Interlink Logos are displayed.
There is no annual fee for this convenience. There is a $1.00 foreign transaction fee for using ATMís not owned by the credit union plus applicable surcharges.
Credit union owned ATMís are located at the credit union office in Sterling at 822 W. Main St and in Fort Morgan at 709 E. Railroad Ave.
Members can use these ATMís without paying transaction fees or surcharges.
Apply for a card in the office or by calling 970-522-0111 extension 241.
Protect your on-line Visa transactions with Verified by Visa. At Verified by Visa you register your Visa card and create your own personal password for on-line transactions. Then, when using your Visa card on-line at participating merchants you will be required to enter the personal password you created. Sign up now and be assured that only you are making on-line transactions with your Visa card.
Enjoy the convenience of obtaining credit card information in a secure on-line environment with eZCard Info.
Besides account history and statement information eZCard Info provides:
Start taking advantage of eZCard Info today! Paperless statements now available!