Due to fraudulent activity the following restrictions are in place on Debit Cards:

  • Debit Cards: Due to Fraud, you MUST use a PIN on all Debit Card Transactions originating outside the United States.
  • Please see information below for Visa CU Money Cards! The PrePaid Visa Card you can travel with and use online with confidence!

For assistance: please call 970-522-0111.

Please remember that we have a card service program that may attempt to call you to verify transactions.  They may leave a voice message.  You will be asked to call 800-890-5097 or 800-437-9392.  You will be asked for your phone number and last 4 digits of your Social Security Number.

If you have any questions or are unsure of any calls purporting to be from the Credit Union, please do not hesitate to call us.

VISA Check/Debit Cards

Simplify your life with a Credit Union Visa Check Card!  This no fee convenience gives you purchasing power at VISA merchants and access to your account at ATMs around the world without ever having to write a check.

Unlike a credit card, funds are automatically deducted from your checking account when you complete a transaction.

Using your Visa Check/Debit Card is as easy as 1 -2 - 3.

ATM Transactions

  • Get Cash - up to $500 per day
  • Check Balances
  • Transfer Funds

PIN Transactions

  • Choose the Debit Option
  • Swipe your card and enter your PIN at point-of-sale merchant locations
  • Get cash back at participating merchants

Online Transactions

  • Choose the Credit Option

Save on surcharges by using Money Pass ATMs!  For only $1.00 you can get cash with your ATM or Debit card at any Money Pass ATM!  Using your mobile device search for the closest Money Pass ATM.  

Save on surcharges and trips to the ATM by getting cash back when making a Debit purchase at many grocery stores and merchants like Wal-Mart and Target.  

Cards are accepted where the Visa Check/Debit, Pulse, and Interlink Logos are displayed.

There is no annual fee for this convenience. There is a $1.00 foreign transaction fee for using ATM’s not owned by the credit union plus applicable surcharges.

Credit union owned ATM’s are located at the credit union office in Sterling at 822 W. Main St and in Fort Morgan at 709 E. Railroad Ave.

Members can use these ATM’s without paying transaction fees or surcharges.


Lost or Stolen Debit Card

To report a lost or stolen card please call one of the numbers listed below:

For a lost or stolen debit card call 24/7: 1-800-791-2525

For a lost or stolen prepaid gift card call 24/7:


For a lost or stolen cu money travel card call 24/7:


Gift Cards - Give the gift that allows them to buy what they really want!

Member Benefits:

  • Safer than cash – if it is lost or stolen, unused portions can be replaced.
  • Can be used anywhere Visa is accepted.
  • More flexibility than merchant gift cards.
  • Card values are the member’s choice – between $10 and $1000.
  • A variety of designs to choose from to suit any gift-giving occasion.

How the Gift Card works:

For the purchaser: buy a gift card at the Credit Union with cash, check or Credit Union credit card, the same process that is done at a store.

For the recipient: Use it like a VISA debit card for purchases, utilizing the balance on the account through signature transactions.

CU Money Travel Cards

Re-Load CU Money Travel Cards - Balance & Transaction Information

Our pre-paid travel card has many advantages to assist you.

Travel with peace of mind

Our Visa Travel Card offers you the best of both worlds: the safety of travelers’ checks and the convenience of a plastic card. It’s not tied to your checking or savings account, so if it’s lost or stolen, there’s no risk to you. It comes with Zero liability protection for your security, and it’s much safer than carrying cash. If lost, your card will be replaced on an emergency schedule.

While there are no risks, there are many benefits to assist you while traveling. Each registered card includes travel and emergency assistance. So on your next trip, you can take a vacation from worrying.

Use the Visa Travel Card to shop, and pay for flights, hotels and meals. It’s usable anywhere Visa debit cards are accepted worldwide. You can even get U.S. currency or foreign local currency at ATMs as you travel.

Getting a card is quick and easy.

To purchase a Visa Prepaid Gift or CU Money Travel Card, visit the credit union!