A loan secured by money you have on deposit is called a share loan or certificate loan. Because the loan is guaranteed by money on deposit, there are no credit qualifications for this type of loan. The interest rate is based on the dividend rate; typically 3% over the dividend rate.

To arrange for this type of loan please visit us in Sterling; 822 W. Main St., or Fort Morgan; 709 E. Railroad Ave., or call 970-522-0111 (Sterling) or 970-867-3383 (Fort Morgan) or apply on-line.

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