Our IRA portfolio includes both Traditional and Roth IRAs. Members can open a share/savings IRA with a minimum deposit of $50. Dividends are paid and compounded quarterly on average daily balances of $100. Certificates can be purchased for either IRA type. The minimum deposit for a certificate is $1,000 and dividends are paid and compounded monthly. The rate is specific to the term. Members can choose terms from 6 to 36 months. Early withdrawal penalties apply.
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