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Retirement Accounts

Our IRA portfolio includes both Traditional and Roth IRAs.  Members can open a share/savings IRA with a minimum deposit of $50.  Dividends are paid and compounded quarterly on average daily balances of $100.  Certificates can be purchased for either IRA type.  The minimum deposit for a certificate is $1,000 and dividends are paid and compounded monthly.  The rate is specific to the term.  Members can choose terms from 6 to 36 months.   Early withdrawal penalties apply.

View Current Rates

Share certificates allow members to earn a higher rate of return by depositing a minimum of $1000 for a specific term.  Certificates can be purchased for terms from 6 months to 36 months. The rate is specific to the term.  Dividends are paid and compounded monthly.  Certificates are subject to early withdrawal penalties.

View Current Rates