Rates

Loans
Loan Purpose Maximum Term Annual Percentage Rate*
Auto                                                                                                                      Rate Adjusts with Term
New     2017 - 2014  84 months As low as 2.25%
Used    2013 -2011 84 months As low as 2.75%
Used    2010 - 2008 60 months As low as 3.25%
Used    2007 - 2005 48 months As low as 5.25%
Boats
New 66 months As low as 5.25%
Used 66 months As low as 5.25%
Recreational Vehicles
New 66 months As low as 5.00%
Used 120 months As low as 8.50%
Other    
Signature Loan 48 months As low as 5.25%
Overdraft Protection Revolving NO ACCESS FEES
NO YEARLY FEES
As low as 16.00%
Mortgage Loans Please call us for current rates at 970.522.0111
Rates are subject to change daily
   


 
Share Secured 120 months 3.00% above share rate
Certificate Secured Loan Maturity matches Certificate Maturity 2.00% above certificate rate
The rate for share and certificate secured loans may vary.
  • *Rates quoted "As low as" are determined by underwriting guidelines including member's credit bureau score and term of the loan. Contact a credit union loan officer for details and more information at 970-522-0111 or 970-867-3383.
  • Rates do not include any fees if applicable.  Membership requirements and other fees may apply.
  • Rates are effective March 27, 2017
  • Rates are subject to change without notice.

Your savings are federally insured. Visit the National Credit Union Administration.

Share / Savings
  Minimum Opening Deposit Minimum Balance to Earn Stated APY* Yield/APY*
Regular Shares $25.00 $100 Average Daily Balance .501%
Safari Club $25.00 $100 Average Daily Balance .501%
Christmas Club N/A $100 Average Daily Balance .501%
Special Accounts N/A $100 Average Daily Balance .501%
  • Dividends Paid Quarterly
  • Dividends Compound Quarterly
  • Dividend Period Calendar Quarter
  • *Annual Percentage Yield
  • Fees could reduce earnings on the account
Draft/Checking
  Minimum Opening Deposit Monthly Service Charge Minimum Balance to Avoid Service Charge Minimum Balance to Earn Stated APY* Yield/APY*
           
No Service Charge $50.00 None N/A N/A None
Classic Checking $50.00 None N/A N/A None
Organization Checking $50.00 None N/A N/A None
Business Checking $100.00 $20.00 $2000.00 Daily Balance  N/A None
Small Business Checking $50.00 $5.00 N/A N/A None
  • *Annual Percentage yield
  • Fees could reduce earnings on the account
Share Certificates /CDs
     
  Minimum Opening Deposit Yield/APY*
 6 month $1,000.00 0.652%
12 month $1,000.00 0.904%
18 month $1,000.00 1.055%
24 month $1,000.00  1.156%
30 month $1,000.00 1.257%
36 month $1,000.00 1.358%
  • Penalty for early withdrawal may apply
  • Fees could reduce earnings on the account
  • Dividends Paid Monthly
  • Dividends Compound Monthly
  • Dividend Period Calendar Month
  • *Annual Percentage yield
IRA Shares
  Minimum Opening Deposit Minimum Balance to Earn Stated APY* Yield/APY*
Traditional IRA $50.00 $100 Average Daily Balance  .501%
ROTH IRA $50.00 $100  Average Daily Balance .501%
  • Dividends Paid Quarterly
  • Dividends Compound Quarterly
  • Dividend Period Calendar Quarter
  • *Annual Percentage yield
  • Fees could reduce earnings on the account
IRA Certificates /CDs
  Minimum Opening Deposit Yield/APY*
  6 month $1,000.00 0.652%
12 month $1,000.00 0.904%
18 month $1,000.00 1.055%
24 month $1,000.00 1.156%
30 month $1,000.00 1.257%
36 month $1,000.00 1.358%
  • Penalty for early withdrawal may apply
  • Fees could reduce earnings on the account
  • Dividends Paid Monthly
  • Dividends Compound Monthly
  • Dividend Period Calendar Month
  • *Annual Percentage yield

Rates are effective July 1, 2017

Rates are subject to change daily without notice

You can obtain current rates by calling us, 970-522-0111 or 970-867-3383.