Loans
|
Loan Purpose |
Maximum Term |
Annual Percentage Rate* |
|
Auto Rate Adjusts with Term |
|
New 2017 - 2014 |
84 months |
As low as 2.25% |
|
Used 2013 -2011 |
84 months |
As low as 2.75% |
|
Used 2010 - 2008 |
60 months |
As low as 3.25% |
|
Used 2007 - 2005 |
48 months |
As low as 5.25% |
|
Boats |
|
New |
66 months |
As low as 5.25% |
|
Used |
66 months |
As low as 5.25% |
|
Recreational Vehicles |
|
New |
66 months |
As low as 5.00% |
|
Used |
120 months |
As low as 8.50% |
|
Other |
|
|
|
Signature Loan |
48 months |
As low as 5.25% |
|
Overdraft Protection |
Revolving |
NO ACCESS FEES
NO YEARLY FEES
As low as 16.00% |
|
Mortgage Loans |
Please call us for current rates at 970.522.0111
Rates are subject to change daily |
|
|
|
|
|
Share Secured |
120 months |
3.00% above share rate |
|
Certificate Secured |
Loan Maturity matches Certificate Maturity |
2.00% above certificate rate |
|
The rate for share and certificate secured loans may vary. |
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*Rates quoted "As low as" are determined by underwriting guidelines including member's credit bureau score and term of the loan. Contact a credit union loan officer for details and more information at 970-522-0111 or 970-867-3383.
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Rates do not include any fees if applicable. Membership requirements and other fees may apply.
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Rates are effective March 27, 2017
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Rates are subject to change without notice.
Your savings are federally insured. Visit the National Credit Union Administration.
Share / Savings
|
|
Minimum Opening Deposit |
Minimum Balance to Earn Stated APY* |
Yield/APY* |
|
Regular Shares |
$25.00 |
$100 Average Daily Balance |
.250% |
|
Safari Club |
$10.00 |
$100 Average Daily Balance |
.250% |
|
Christmas Club |
N/A |
$100 Average Daily Balance |
.250% |
|
Special Accounts |
N/A |
$100 Average Daily Balance |
.250% |
-
Dividends Paid Quarterly
-
Dividends Compound Quarterly
-
Dividend Period Calendar Quarter
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*Annual Percentage Yield
-
Fees could reduce earnings on the account
Draft/Checking
|
|
Minimum Opening Deposit |
Monthly Service Charge |
Minimum Balance to Avoid Service Charge |
Minimum Balance to Earn Stated APY* |
Yield/APY* |
|
|
|
|
|
|
|
|
No Service Charge |
$50.00 |
None |
N/A |
N/A |
None |
|
Classic Checking |
$50.00 |
None |
N/A |
N/A |
None |
|
Organization Checking |
$50.00 |
None |
N/A |
N/A |
None |
|
Business Checking |
$100.00 |
$20.00 |
$2000.00 Daily Balance |
N/A |
None |
|
Small Business Checking |
$50.00 |
$5.00 |
N/A |
N/A |
None |
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*Annual Percentage yield
-
Fees could reduce earnings on the account
Share Certificates /CDs
|
|
|
|
|
|
Minimum Opening Deposit |
Yield/APY* |
|
6 month |
$1,000.00 |
0.551% |
|
12 month |
$1,000.00 |
0.803% |
|
18 month |
$1,000.00 |
1.005% |
|
24 month |
$1,000.00 |
1.156% |
|
30 month |
$1,000.00 |
1.257% |
|
36 month |
$1,000.00 |
1.358% |
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Penalty for early withdrawal may apply
-
Fees could reduce earnings on the account
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Dividends Paid Monthly
-
Dividends Compound Monthly
-
Dividend Period Calendar Month
-
*Annual Percentage yield
IRA Shares
|
|
Minimum Opening Deposit |
Minimum Balance to Earn Stated APY* |
Yield/APY* |
|
Traditional IRA |
$50.00 |
$100 Average Daily Balance |
.250% |
|
ROTH IRA |
$50.00 |
$100 Average Daily Balance |
.250% |
-
Dividends Paid Quarterly
-
Dividends Compound Quarterly
-
Dividend Period Calendar Quarter
-
*Annual Percentage yield
-
Fees could reduce earnings on the account
IRA Certificates /CDs
|
|
Minimum Opening Deposit |
Yield/APY* |
|
6 month |
$1,000.00 |
0.551% |
|
12 month |
$1,000.00 |
0.803% |
|
18 month |
$1,000.00 |
1.005% |
|
24 month |
$1,000.00 |
1.156% |
|
30 month |
$1,000.00 |
1.257% |
|
36 month |
$1,000.00 |
1.358% |
-
Penalty for early withdrawal may apply
-
Fees could reduce earnings on the account
-
Dividends Paid Monthly
-
Dividends Compound Monthly
-
Dividend Period Calendar Month
-
*Annual Percentage yield
Rates are effective May 1, 2017
Rates are subject to change daily without notice
You can obtain current rates by calling us, 970-522-0111 or 970-867-3383.