Visa Cards

February 17, 2017
Due to fraudulent activity the following restrictions are in place on Debit Cards:

As a deterrent to Fraud
PINs must be used for transactions over $99.99 at the following merchants

Grocery Stores/Supermarkets
Department Stores
Electronic Stores
Home Supply Warehouses
Office Supply Stores
Sporting Goods Stores

Service Stations & Internet Transactions:
Cards may be blocked if suspicious activity is detected.

Dating/Escort Services: Automatically denied

Out of Country Transactions: Must use PIN

VISA Check/Debit Cards:
Simplify your life with a Credit Union Visa Check Card! This no fee convenience gives you purchasing power at VISA merchants and access to your account at ATMs around the world without ever having to write a check.

Unlike a credit card, funds are automatically deducted from your checking account when you complete a transaction.

Using your Visa Check/Debit Card is as easy as 1 -2 - 3
ATM Transactions
Get Cash - up to $500 per day
Check Balances
Transfer Funds
PIN Transactions
Choose the Debit Option
Swipe your card and enter your PIN at point-of-sale merchant locations
Get cash back at participating merchants
On-Line Transactions
Choose the Credit Option

Save on surcharges and trips to the ATM by getting cash back when making a Debit purchase at many grocery stores and merchants like Wal-Mart and Target.

Cards are accepted where the Visa Check/Debit, Cirrus, Plus, Pulse & Money Pass logos are displayed.

There is no annual fee for this convenience. There is a $1.00 foreign transaction fee for using
ATM’s not owned by the credit union plus applicable surcharges.

Credit union owned ATM’s are located at the credit union office in Sterling at 822 W. Main St and in Fort Morgan at 709 E. Railroad Ave. Members can use these ATM’s without paying transaction fees or surcharges.

CU Money Cards! The Worry-free Pre-Paid Card!

Now you can enjoy the benefits of a VISA Debit Card without worry!
CU Money Cards offer convenience and safety!
CU Money Card is a pre-paid card that you can load with any amount from $100-$5000.
The card works like your Debit Card but because it is “pre-paid”, your checking or savings accounts are not linked to it. If the card is lost or stolen, your accounts are not in jeopardy!
CU Money Cards are full of benefits:
Only $7.00 to purchase a card
Load dollar amounts from $100 to $5000
Two (2) Year Expiration
Unlimited reloading
$2 Fee for Reloading
Reload online at
Accepted worldwide (anywhere Visa Debit Cards are accepted)
Accepted at Hotels, Car Rentals, Gas Pumps and ATMs
Choose your own PIN
Text or email Alerts
Emergency Card Replacement
Zero Liability
Travel and Emergency Assistance
Lost Luggage Reimbursement

CU Money Cards are perfect for anyone, any place and are ideal:
Every day – Don’t worry about your card when at a restaurant
Online - Shop online with more confidence
Students – Reload online - budget control
Travel – Worry-free; safer than cash and protected against fraud
Purchase your card at the credit union!
Ready to use in 24 hours!